'So many issues are created when fresh fruit and vegetables are dearer than fast food.' – Independent.ie

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My Money: Broadcaster, Caoimhe Ní Chathail
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'Is fearr cara sa chúirt ná punt sa sparán — better a friend in court than a pound in the purse,' says Caoimhe Ní Chathail. Photo: Julia Dunin Photography.
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Louise McBride Twitter Email
December 05 2021 02:30 AM
Broadcaster Caoimhe Ní Chathail is the co-presenter of Éadaí SOS, the TG4 fashion series which aired during the autumn. She also co-presented TG4’s recent Gradam Ceoil awards. Originally from Letterkenny, Co Donegal, Ní Chathail has been living in Belfast for the last few years. She started her career as a children’s TV presenter on TG4 while studying in DCU. You can catch up on Éadaí SOS on TG4 player (www.TG4.ie).
What’s the most important lesson about money which your career in broadcasting has taught you? 
I  enjoy my work so much that it is sometimes easy to feel like I would be happy to do a job for free — or for a rate far lower than it should be. Being freelance and dependent on each job in broadcasting however has taught me to value myself and my work.
What has the coronavirus crisis taught you about money?
How important it is to spend money locally. So many of our local businesses depend on footfall and while thankfully, lots of them invested in their online presence, it’s important to continue to support local Irish businesses. 
What’s your favourite saying about money as Gaeilge?
Is fearr cara sa chúirt ná punt sa sparán — better a friend in court than a pound in the purse.  
What’s the best advice you ever got about money?
We were always advised by our parents to save and spend within our means and that’s definitely something that I stand by now.
Your favourite song about money?
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Price Tag by Jessie J as it reminds me of transition year in Coláiste Ailigh, Leitir Ceanainn (Letterkenny) when we were obsessed with that song.
What’s the most expensive country you have every visited?
America in general is very expensive and what was particularly pricey was healthy food. Any time I wanted to buy a salad or an apple, it felt like I was spending a small fortune. So many issues are created when fresh fruit and vegetables are much more expensive than fast food.
Apart from property, what’s the most expensive thing you have bought?
I have never bought property and I am not sure when I will! The most expensive thing I bought was my car three years ago. I love my sense of independence since buying it but plan to replace it with an electric car soon.
Your biggest financial mistake?
I think my mum would argue that I made many financial mistakes with my fashion choices over the years but thankfully I haven’t had any significant financial blunders!
What was your best financial killing?
Succeeding as a freelancer to negotiate a contract for a higher wage always feels like a win. 
If you won the Euromillions, what would you do with the money?
I plan to spend six months travelling the world next year, so I would happily fund some of that with the Euromillions. I would also give money to my parents and siblings and donate money to lots of charities that I support.
Do you still carry cash?
Only when I know I’m going somewhere which doesn’t take cards.
What’s the most you’d pay for a bottle of wine?
There are many brilliant bottles of wine for less than €10 but as they don’t sell it in NI, I’m happy to spend more on a bottle of Dada when I’m home. 
The last thing you bought online?
A Depop order of a purple cardigan. 
Would you buy Irish property now?
I don’t currently have an interest in buying Irish property as I haven’t decided where I want to settle down but I would imagine it will be somewhere outside Belfast close to the coast. 
What three things could you not  do without if tightening your belt?
Second-hand clothes, dinners out and my Audible subscription.
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